The idea of financial planning is rather scary for many people as financial literacy isn’t a well emphasize topic that is taught in grade school. Financial planning consist of creating a budget, setting financial goals, identifying potential risks, creating a strategy to address the risk, and regularly reviewing and

In a study from 2021, 46% of Americans describe themselves as financially struggling.

In 2020, Americans spent a record $789.4 billion in November and December, an 8.3% gain over 2019.

Nearly 2 in 3 adults (64%) say that money is a significant source of stress in their lives, leading to multiple chronic conditions.

Thinking about our finances can be a stressful thing, and that is why it is essential to have a financial plan! This can help you determine short-term and long-term financial goals. Poor financial decisions can impact you for many years. Financial worry is a common stressor in our modern lifestyle.